In this video, learn about how much down payment you need to buy a home. It is possible to purchase a home with as little as 5% down payment if purchasing a home under $1,000,000. If you purchase a home over $1,000,000 you need to have at least 20% down payment of the purchase price to be able to purchase. If you do not have the funds yourself there are other ways to get down payment like getting a gift from a family member.